What is a personal plan?

Our personal plans, also known as discount plans, are designed to help you save money on healthcare costs. Members pay a small monthly fee for access to healthcare practitioners who have agreed to provide their services and products at a discounted rate. Participating practitioners include dentists, orthodontists, opticians, hearing specialists and physiotherapists.

Our discount plans are easy to use. Members show their membership card to a participating practitioner and instantly receive money off the cost of their treatment. Healthy Discounts can also be used in conjunction with healthcare insurance to save even more money on the cost of treatment.

We differ to Private Medical Insurance in that there's no excess costs to pay, exclusions for pre-existing conditions, or forms to complete in order to reclaim costs. The discount is applied instantly at the point you pay for treatment.

Munroe Sutton is proud to provide one of the largest, independently owned, dental discount networks in the UK. Members receive discounts on the cost of dental checkups and treatment, including cosmetic and orthodontic work, for themselves and their family.

Healthy Discounts Advantages:

Prices start at £39.99* per year
No excess costs to pay
30-day, money-back guarantee (less the processing fee)

No waiting periods and no limits on use
No paperwork or claim forms
Practitioners across the UK

LEARN MORE

*Plus a one-time, non-refundable processing fee of £10.00.

How do dental discount plans work?

How do personal plans work?

Personal plans are easy to set up. You can sign up to become a member online or call 0808 234 3558, and one of our customer care team will do this for you. You can find participating dentists by using our practitioner search or calling 0808 234 3558. Once you find a dentist, schedule an appointment and show your membership card at the time of service; then, pay the discounted rate directly to the dentist.

LEARN MORE

How does a discount plan help me save?

How does a personal plan help me save?

The costs of receiving private treatment without having insurance can be higher than many individuals can afford. This is where personal discount plans come in. Instead of paying those high prices, you'll pay a fraction of those costs thanks to pre-negotiated rates with dentists, opticians and other practitioners. And since personal plans aren't insurance, you can use them as many times as you'd like without worrying about running out of discounts.

LEARN MORE

What is the difference between insurance plans and personal plans?

With dental insurance plans, you are usually working through your employer and might need to pay your full excess costs before the dental insurance can cover your dental treatment costs. With our personal plans, you become a member and can use your discounts immediately. Plus, there's no limit on how many times you can use your membership card. Additionally, personal plans can be used alongside insurance and cash plans.

Plan Features	Traditional Dental Insurance	Dental Discount Plans
Claim Forms and Paperwork	Yes	No
Limits on Use	Yes	No
Waiting Periods	Yes	No
Low Membership Fees	No	Yes
Excess Costs to Pay	No	Yes
Savings on Cosmetic Services	No	Yes

LEARN MORE